Did you know that more than 14 million households own an RV? It’s true, and as air travel and hotel industry trends change, families are looking for new ways to vacation in 2020. RV ownership is likely to continue trending upward and that means more opportunities to sell a Safeco RV policy. Consider offering these three coverages — because protected clients make for happy campers.
The freedom they want, with confidence to explore
When guests visit, vacation liability coverage* gives your customers an extra layer of protection. In the event of a guest injury — caused by something like a slip and fall — they’ll be covered by their RV policy and won’t have to seek coverage under their homeowners policy. In most states, coverage is included up to $10,000 with additional limits up to $500,000.
Added protection for all the comforts of home
RV-ers like comforts — and customizations. In most states, clients can get personal effects replacement cost coverage* which offers up to $50,000 to repair or replace personal items damaged or stolen inside the RV like cameras, kitchen equipment and clothing. For items outside the RV, like outdoor furniture or kayaks, customers have up to 25% of their personal effects coverage.
Extra coverage for those who like to camp in style
Customized equipment coverage includes: any aftermarket customization installed by the owner that modifies the appearance or performance of the RV, such as a modified or custom engine, exterior toolboxes, custom wheels, decorative decals or awnings. This coverage also provides protection for AV equipment not installed at the factory or dealership, like stereos, DVD players or flat-screen TVs.
With four distinct coverage levels, it’s easy to match customers with an RV policy that meets their specific needs and budget. Want to learn more? Check out all the coverage options in your state.